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Retirement

A couple discussing their plan for retirement and pension withdrawals

Ask MoneySense

Making a plan: How to withdraw money from a retirement account

Canadians have quite a few options for retirement savings. But before you look at when to retire and start...

Making a plan: How to withdraw money from a retirement account
A retiree scrolls on his mobile phone while sitting on a park bench

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What to know about withholding tax in retirement

Most retirees have taxes owing at the end of the year. Should you adjust the withholding tax on your...

What to know about withholding tax in retirement
Family at home, thinking about their mortgage and retirement

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Can you pay off your debt while saving for retirement?

Can you pay off your debt while saving for retirement?
A man and woman look at their ETFs for retirement

Retired Money

The best ETFs for retirement income

A look at conservative asset allocation ETFs and tactical overlays for retirees for reducing volatility, hedging inflation and generating...

The best ETFs for retirement income

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A woman in semi-retirement working from home, not looking stressed at all.

Retired Money

Is semi-retirement stressful? You bet—here’s what to do about it

In semi-retirement, reducing stress may be more important than generating that extra taxable revenue. Here’s one way to say...

Is semi-retirement stressful? You bet—here’s what to do about it
A woman in her 50s/60s talking to her husband about how to manage his DC plan

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DC plans once you retire: What do you do with them?

When coming up to retirement, should your investments move with you. Find out the options for soon-to-be retirees. ...

DC plans once you retire: What do you do with them?
Two men in hard hats and safety vests stand in front of a solar panel array

Investing

Should Canadian investors buy utilities stocks?

Should Canadian investors buy utilities stocks?
A couple in their 70s embrace

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What do to with a spousal RRSP at age 71

Converting the account to a spousal RRIF is a common option, but be aware of the income attribution rules.

What do to with a spousal RRSP at age 71

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How much to take out of your RRSP in your 60s

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How much to take out of your RRSP in your 60s

How much to take out of your RRSP in your 60s

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