Life Insurance

Using whole life insurance for tax-free income in retirement

Borrowing against a policy’s cash value can provide tax-free income. But there are still costs involved and other factors...

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Can you help your kids financially without compromising your retirement?

A Certified Financial Planner explains what to think about before helping your kids with a gift or loan.

Retirement

Single, no pension? Here’s how to plan for retirement in Canada

There are financial and logistical challenges to being single in retirement. Here are some tips to tackle them, especially...

Earn

How to make the most of your compensation

Employees should regularly check that they’re maximizing their vacation days, health care benefits, pension plan contributions, and more.

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How to prepare for future changes in tax policy—including capital gains tax

What do changes to capital gains in Canada teach us about tax planning generally? And how should we approach...

Ask MoneySense

Can you delay a RRIF withdrawal?

Let’s set the facts straight about RRSP/RRIF conversion, withdrawal amounts, claw backs and withholding taxes.

Financial Planning

Earning, saving, and spending money in Canada: A guide for new immigrants

Presented By

National Bank of Canada

Retired Money

RRSP to RRIF, and LIRA to LIF: How it all gets done

What’s it like to convert a LIRA to an annuity? Follow along as this financial journalist does it for...

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Can you transfer a RRIF to a TFSA—and what are the tax implications?

Canadians can transfer some registered accounts without withdrawing funds. What happens when you want to transfer a RRIF to...