Should I draw down my RRIF to avoid estate taxes?
Yes, your estate will pay a high rate of tax on your RRIF when you die. But it usually...
Retirement
Can you make RRSP contributions after age 71?
Here’s why you might see an RRSP deduction limit on your notice of assessment, even when you’ve already converted...
How to make sure you have enough money to fund your RRIF withdrawals
Once you start RRIFing, how do you make sure you have enough cash, and should you dial down risk?
Bob Joyce, financial advisor
Meet Bob Joyce, an advice-only financial planner based in Hacketts Cove, N.S.
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CPP payment dates in 2025, and more to know about the Canada Pension Plan
Here’s how Canada’s retirement pension plan works, who’s eligible for CPP, when you can start receiving CPP, and CPP...
When and how should I start drawing on my retirement savings?
There’s more than one way to optimize your income after retiring. Some strategies can boost wealth, and others may...
Steve Ambeault, financial advisor
Steve Ambeault is a financial planner based in Edmonton and Calgary. Find out more about his services.
Why “unretirement” may be the fate of so many Canadians
Economic uncertainty, inflation and the decline of workplace pensions have left growing numbers of seniors unable to leave their...
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How RRIF withdrawals work when you have multiple registered accounts
Canadians must begin taking RRIF withdrawals the year after converting an RRSP. What happens if you convert only part...