Ask a Planner

What is the Canada Pension Plan death benefit?

A MoneySense reader is not familiar with the Canada Pension Plan death benefit. Here is a primer

Ask a Planner

Retirement taxes explained: Withholding, clawbacks, and other surprises

During your working years, you may receive tax refunds due to the withholding tax on your paycheque—but things change...

Retirement

How to plan for old age when you don’t have kids

More and more Canadians are entering their golden years without grown children to help out should they lose their...

Retired Money

How financial journalists plan their own retirement

Do personal finance journalists ever really retire? Jonathan Chevreau talks to Rob Carrick and other long-time writers about stepping...

Retirement

RRIF and LIF withdrawal rates: Everything you need to know

Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF...

Retired Money

Retirement planning advice for people who don’t use an advisor

Retirement Club for Canadians offers a sounding board and resources for people who manage retirement finance all on their...

Debt

Should I use retirement savings to pay off credit card debt?

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Columns

How to allocate a RRIF for secure income in retirement

Should you hold equities? Fixed income? An annuity? Or all three? Financial advisors debate the options in today’s “tariffied”...

Ask a Planner

Is real estate the best investment for a Canadian retiree?

I had three meetings this past week with Canadian clients where I challenged their real estate strategies. Here’s why.