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Retirement

Senior man signing the new retirement plan contract with agency expert, agreeing on life insurance terms in modern office. Retired person collaborating with advisor to increase income. 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How does a pension buyback work?

A DB pension plan member may have the opportunity to buy back pensionable service to increase their future pension....

How does a pension buyback work?

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Making the most of the pension tax credit

Under what circumstances can you obtain the greatest tax savings on this $2,000 credit?

Making the most of the pension tax credit
Happy senior couple holding hands and using laptop while having a meeting with financial advisor in the office. Senior man is pointing at something on laptop.

Retired Money

The 4% rule, revisited: A more flexible approach to retirement income

Experts weigh in on how the classic 4% withdrawal rule is evolving—and how retirees can tailor it to their...

The 4% rule, revisited: A more flexible approach to retirement income
A man looks over a brochures offering various retirement savings options Friday, Feb. 3, 2012 in Montreal.

Retirement

From RRSP to RRIF—managing your investments in retirement

Learn how to navigate the transition from RRSP to RRIF, plan withdrawals, manage taxes, and tailor your retirement strategy...

From RRSP to RRIF—managing your investments in retirement

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Retired Money

Who you gonna trust: Barry Ritholtz or Jim Cramer?

A trio of new books from notable (and notorious) authors offer fresh insights on retirement investing.

Who you gonna trust: Barry Ritholtz or Jim Cramer?
Senior woman at a desk holding a cup of coffee

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How to bridge the gap until an inheritance

A MoneySense reader has limited retirement income, a paid-off condo, and anticipates a substantial inheritance from her mother. How...

How to bridge the gap until an inheritance

RRSPs

Why late-career savers need to be careful with RRSPs

While most Canadians will benefit from continuing to contribute until the day they retire, some will be better off...

Why late-career savers need to be careful with RRSPs
An older couple does stretches in a park

Retirement

OAS payment dates in 2025, and more to know about Old Age Security

Here’s how Canada’s Old Age Security pension works, who’s eligible for OAS, when you can start receiving OAS, and...

OAS payment dates in 2025, and more to know about Old Age Security

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Retired Money

Why retirement planners are getting defensive

The state of the U.S. equity market has advisors and Retirement Club members downgrading their outlook for stock returns....

Why retirement planners are getting defensive

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