Should retirees pay off their mortgages with investments?
A bank advisor tells a Just retired woman who’s wondering if using investments to pay off a mortgage is...
Retirement
Infinite banking in Canada: Should you borrow from your life insurance policy?
The “Infinite Banking Concept” is gaining popularity with Canadian retirees—but it’s not right for everyone. Here’s how this leverage...
RRIF withdrawals: What should seniors with million-dollar portfolios do?
Seniors with large retirement accounts face a big tax-deferred liability. Which tax and estate planning strategies might help?
OAS entitlement and deferral rules for immigrants to Canada
A person who moves to Canada in middle age won’t be entitled to the maximum Old Age Security pension....
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How to plan for retirement for Canadians: A review of Four Steps to a Worry-Free Retirement course
Just in time for Canadian Financial Literacy Month in November, Four Steps to a Worry-Free Retirement course by Kyle...
Should you hold your mortgage inside your RRSP?
Can an RRSP be used to reduce the mortgage on a current home, or to help with the purchase...
How to avoid tax on severance pay in Canada
Find out how you can reduce the tax payable on a severance payment, and what happens when receiving a...
Contribute to RRSP or pay off mortgage?
Does it make sense to put some extra cash into an RRSP or use it to help pay off...
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Alberta Pension Plan: Why Alberta wants to leave the CPP—and what would replace it
The province says pulling out of the Canada Pension Plan to create its own pension fund would benefit Albertans....