“We’re set for life. Should we cash out an RRSP?”
The cost/benefit analysis of liquidating an RRSP can get complex fast. What matters more are your priorities.
RRIF
Can you delay a RRIF withdrawal?
Let’s set the facts straight about RRSP/RRIF conversion, withdrawal amounts, claw backs and withholding taxes.
RRSP to RRIF, and LIRA to LIF: How it all gets done
What’s it like to convert a LIRA to an annuity? Follow along as this financial journalist does it for...
Can you transfer a RRIF to a TFSA—and what are the tax implications?
Canadians can transfer some registered accounts without withdrawing funds. What happens when you want to transfer a RRIF to...
Advertisement
Downloadable RRIF withdrawal rates chart 2024
How much can you take from your RRIF in 2024? That depends on your age. Check the rate for...
Should you max out your RRSP before converting it to a RRIF?
Here’s what to consider before converting an RRSP to a RRIF.
“Our parents just passed—What do we do about their estate?”
Two siblings’ complex inheritance provides a case study in minimizing death taxes.
How to cope with the RRSP-to-RRIF deadline in your early 70s
You don’t want to miss the conversion deadline at the end of the year you turn 71—you’ll be on...
Advertisement
RRIF and LIF withdrawal rates: Everything you need to know
Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF...