What happens to a RRIF when the account owner dies?
Find out if a RRIF goes to the beneficiaries or spouse when the holder of this registered account passes...
RRIF
How to consolidate your registered accounts for retirement income in Canada
Do Canadians need to consolidate RRSP accounts before converting to RRIFs? Find out this and more.
Which savings should retirees draw down first?
Seniors seeking a decumulation strategy may be asking the wrong questions. Start with your spending plan, then model how...
Should you hold gold in a RRIF?
Is gold a safe asset to invest your retirement savings? A Certified Financial Planner offers some perspective.
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“We’re set for life. Should we cash out an RRSP?”
The cost/benefit analysis of liquidating an RRSP can get complex fast. What matters more are your priorities.
Can you delay a RRIF withdrawal?
Let’s set the facts straight about RRSP/RRIF conversion, withdrawal amounts, claw backs and withholding taxes.
RRSP to RRIF, and LIRA to LIF: How it all gets done
What’s it like to convert a LIRA to an annuity? Follow along as this financial journalist does it for...
Can you transfer a RRIF to a TFSA—and what are the tax implications?
Canadians can transfer some registered accounts without withdrawing funds. What happens when you want to transfer a RRIF to...
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Downloadable RRIF withdrawal rates chart 2024
How much can you take from your RRIF in 2024? That depends on your age. Check the rate for...