Should you withdraw from an RRSP to pay bills?
Taking money from your RRSPs early to pay for debt has implications, including taxes, the loss of growth in...
RRSP
Should you leave corporate savings in your company?
Chris has a lot of money saved in his corporate bank account and wants to take it out with...
How does a spousal RRSP withdrawal work?
Who can claim an RRSP withdrawal as income—the contributor or the spouse—and when it’s best to take any money...
The process of unlocking a LIRA account in Canada
What can you do? What can’t you do? Let’s clarify some conflicting online information about locked-in retirement accounts.
Advertisement
Converting mutual funds: The benefits, the risks and the costs
How to deal with DSC fees when redeeming mutual funds and find out if it’s worth paying the fees....
TFSAs & RRIFs: What’s the difference between beneficiaries, successor holders and successor annuitants?
A Certified Financial Planner helps a reader understand these titles, the differences and which one is best.
CPP vs RRSP: Can you transfer your CPP to an RRSP?
Is it possible to transfer CPP to an RRSP? The answer is a quick one, but there’s more to...
Do RRIF beneficiaries pay tax?
Is it possible to avoid tax as a RRIF beneficiary? Find out if timing could be an issue, as...
Advertisement
Should you take RRSP withdrawals to pay down debt?
With a partner out of work, this reader is considering a RRSP withdrawal to try to reduce her mortgage...