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How to avoid tax on severance pay in Canada
Find out how you can reduce the tax payable on a severance payment, and what happens when receiving a...
Contribute to RRSP or pay off mortgage?
Does it make sense to put some extra cash into an RRSP or use it to help pay off...
What’s the RRSP deadline for 2023?
You still have time to add to your retirement savings and lower your taxable income before the RRSP deadline....
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10 simple ways to save money
As life in Canada becomes more expensive, it’s important to have a savings strategy. Here are 10 steps you...
Should you use the RRSP Home Buyers’ Plan on a mixed-use property?
You can withdraw from your RRSP to purchase a mixed-use property through the HBP. However, transferring funds to a...
How to claim a child’s income below the basic personal amount
Even if a child’s earnings are exempt from income tax, they may be entitled to tax credits or deductions....
4 strategies for income splitting with a lower-income spouse
If one spouse does not work, is it beneficial for the other to invest and buy stocks in their...
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