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What do to with a spousal RRSP at age 71

Converting the account to a spousal RRIF is a common option, but be aware of the income attribution rules.

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How much to take out of your RRSP in your 60s

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Scotiabank

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Financial planning in your 70s

Be mindful of these money concerns, even after retirement. 

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What to do with U.S. dollar RRSPs in retirement

If you already have a Canadian dollar RRIF, should you roll the U.S. dollar RRSP into the RRIF, or...

Retirement

Retiring without a pension? How to generate retirement income in Canada

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Harvest ETFs

Making It

What to look for in your first job after graduation—besides a good salary

New grads are often shouldering debt, and many hope to land their first job quickly. Here are some factors...

TFSAs

What is considered day trading in a TFSA

The recent Ahamed v. The King decision by the Tax Court of Canada highlights risks for investors who trade...

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Selling stocks at a loss in a TFSA: What it means for your contribution room

Before holding speculative stocks in a TFSA, consider what reporting a capital loss means for your contribution room going...

Ask MoneySense

What happens to my RRIF when I die?

Here’s how to leave assets in your RRIF account to your spouse, common-law partner, children, grandkids or other beneficiaries—and...