Ask a Planner

Should you hold on to unused RRSP contributions?

It may not be a good idea to save up unused RRSP contributions in order to save on future...

Retirement

What’s the average monthly retirement income in Canada?

Sponsored By

Fidelity Investments Canada ULC

Ask a Planner

How is passive income taxed in Canada?

Investment income is subject to tax in Canada, including in some tax-sheltered accounts. Find out more about how passive...

Investing

Borrowing money to invest

Should you open a margin account with your broker, or opt for an RRSP loan? Read about the potential...

Ask MoneySense

Should you hold your mortgage inside your RRSP?

Can an RRSP be used to reduce the mortgage on a current home, or to help with the purchase...

ETFs

Taking an active approach to ETF investing in Canada

Sponsored By

Fidelity Investments Canada ULC

Ask a Planner

How to avoid tax on severance pay in Canada

Find out how you can reduce the tax payable on a severance payment, and what happens when receiving a...

Columns

Contribute to RRSP or pay off mortgage?

Does it make sense to put some extra cash into an RRSP or use it to help pay off...

RRSPs

What’s the RRSP deadline for 2023?

You still have time to add to your retirement savings and lower your taxable income before the RRSP deadline....