Borrowing money to invest
Should you open a margin account with your broker, or opt for an RRSP loan? Read about the potential...
RRSPs
Should you hold your mortgage inside your RRSP?
Can an RRSP be used to reduce the mortgage on a current home, or to help with the purchase...
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How to avoid tax on severance pay in Canada
Find out how you can reduce the tax payable on a severance payment, and what happens when receiving a...
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Contribute to RRSP or pay off mortgage?
Does it make sense to put some extra cash into an RRSP or use it to help pay off...
What’s the RRSP deadline for 2023?
You still have time to add to your retirement savings and lower your taxable income before the RRSP deadline....
10 simple ways to save money
As life in Canada becomes more expensive, it’s important to have a savings strategy. Here are 10 steps you...
Should you use the RRSP Home Buyers’ Plan on a mixed-use property?
You can withdraw from your RRSP to purchase a mixed-use property through the HBP. However, transferring funds to a...
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How to claim a child’s income below the basic personal amount
Even if a child’s earnings are exempt from income tax, they may be entitled to tax credits or deductions....