Spend

Rent or buy: When does homeownership actually make financial sense?

Should you buy or rent? Our guide breaks down the cost of homeownership vs. renting.

News

Canadian banks are racing to adopt AI, but hurdles remain

Banks are adopting AI for everything from customer service to lending, but scaling the technology safely remains a challenge.

Save

Synthetic identity fraud: The scam where there’s no real victim to find

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Equifax

RESPs

RESP growth opportunities are well worth it, even if you start late

Starting an RESP early can maximize government grants and investment growth, but even a late start has benefits. Here’s...

Benefits

OTB payments for September to be sent out on Thursday

The OTB combines three payments: the Northern Ontario Energy Credit, the Ontario Energy and Property Tax Credit, and the...

Financial Planning

How to tariff-proof your finances

Tariffs could put some Canadian jobs at risk. Here’s how to prepare your finances for a potential income disruption.

RESPs

How to adjust your RESP investing strategy as your child grows

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Embark

News

Bank of Canada holds interest rate at 2.25%, warns trade war could sabotage recovery

The Bank of Canada held its key interest rate at 2.25%. But growing uncertainty in the Middle East and...

Newcomers to Canada

What money values are we passing on to our kids?

It’s not what we say so much as what we do that children end up modeling.