The tax implications of buying a second home in Canada
Vacation or rental property, or both? Here are the taxes you can expect on a secondary property in Canada,...
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It’s possible to be a first-time home buyer twice—here’s how
Some government programs apply a flexible definition of “first-time home buyer.” Find out what it can mean for you....
How to use equity to buy a second home
We look at four common ways of financing the purchase of a second property using equity built up in...
Down payment for a second home in Canada: How much do you need?
Second homes and rental properties have their own down payment requirements. Here’s what to expect when buying a second...
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Second mortgages in Canada: What are the rules?
Interested in buying a second property? Familiarize yourself with the mortgage rules first to make sure it’s the right...
Buying a second home: How it works in Canada
Here’s what home owners and investors should know about the rules, financing options and tax implications of buying a...
What is porting a mortgage in Canada—and when should you do it?
While there are many factors to consider, porting a mortgage makes the most sense when your existing mortgage rate...
Is a vacation home a good investment?
A cottage or other vacation property can provide a great way to unwind and spend time with family. But...
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How to prepare for future changes in tax policy—including capital gains tax
What do changes to capital gains in Canada teach us about tax planning generally? And how should we approach...