Retirement

Self-employed with no pension

Here’s how freelance workers and entrepreneurs in Canada can use the unique aspects of “working for yourself” to build...

Life Insurance

Using whole life insurance for tax-free income in retirement

Borrowing against a policy’s cash value can provide tax-free income. But there are still costs involved and other factors...

Self Employment

Do I need a GST or HST number?

Even freelancers who haven’t yet hit the $30,000 earnings threshold should think about charging the goods and services tax.

Taxes

Is the capital gains hike legally binding? What it would take to change the rules

A change to the capital gains inclusion rate takes effect on June 25. We look at the likelihood of...

Ask a Planner

How to prepare for future changes in tax policy—including capital gains tax

What do changes to capital gains in Canada teach us about tax planning generally? And how should we approach...

Earn

“Can I use a personal credit card for business expenses?”—and other small business questions, answered

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Taxes

Does Etsy submit your taxes?—This and more in our Canadian seller tax guide

Got a side hustle that involves crafting, vintage items or anything else you can sell on Etsy? This Canadian...

Banking

The best bank accounts for side hustles in Canada

The best bank accounts for side hustles including options with no fees, unlimited transactions, rewards, high interest, and no...

Self Employment

How are Uber drivers and other gig workers taxed in Canada?

If you earn money as a gig worker or an independent contractor—even for just a few hours a week—here...