taxes Archives

You can use a HELOC for leveraged investing. But what happens if you sell your home and want to...

Bare trust reporting requirements have gone through a few different iterations in recent years. Here’s where things stand for...

To fully understand the potential tax outcomes, consider legal versus beneficial ownership, the capital gains inclusion rate, changes to...

Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...

Saving for the post-secondary education of more than one child? Grants and growth can be allocated amongst any beneficiaries...

What are the rules about RRSP carry forwards? Should you ever defer deducting a contribution?

Borrowing against a policy’s cash value can provide tax-free income. But there are still costs involved and other factors...

The cost/benefit analysis of liquidating an RRSP can get complex fast. What matters more are your priorities.

There are financial and logistical challenges to being single in retirement. Here are some tips to tackle them, especially...