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TFSA

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Tax implications of giving your spouse money to invest

A MoneySense reader wants to give money to his spouse to invest. Can he avoid Canada’s income attribution rules?

Tax implications of giving your spouse money to invest
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How is investment income taxed in Canada?

A MoneySense reader wants input on the tax implications of her investment withdrawals, but she can’t get a straight...

How is investment income taxed in Canada?

TFSAs

TFSA confusion: The myths that just won’t die

The tax-free savings account is a great wealth-building tool, but it’s sadly misunderstood. Here are seven TFSA features Canadians...

TFSA confusion: The myths that just won’t die

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Should we draw down my spouse’s RRIF faster?

The benefits of depleting savings to avoid estate taxes depends on many variables. But if you live a decade...

Should we draw down my spouse’s RRIF faster?

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How does a U.S.-dollar TFSA work?

If you have tax-free savings accounts in Canadian and U.S. dollars, here’s how to avoid overcontributing.

How does a U.S.-dollar TFSA work?
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Is real estate the best investment for a Canadian retiree?

I had three meetings this past week with Canadian clients where I challenged their real estate strategies. Here’s why.

Is real estate the best investment for a Canadian retiree?
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Banking

TFSAs, RRSPs and FHSAs: 10 things you might not know

TFSAs, RRSPs and FHSAs: 10 things you might not know
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Crypto

How to invest tax-free in a bitcoin ETF in Canada

You can’t hold crypto in a registered account, but you can hold crypto ETFs—including Canada’s new solana ETFs. Just...

How to invest tax-free in a bitcoin ETF in Canada

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Seniors estate planning

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Should I draw down my RRIF to avoid estate taxes?

Yes, your estate will pay a high rate of tax on your RRIF when you die. But it usually...

Should I draw down my RRIF to avoid estate taxes?

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