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TFSA

A man and a woman in their 40s, looking at their respective retirement plans on a laptop.

Retirement

How to start saving for retirement at 45

Is 45 too late to start saving for retirement? Of course not. With thoughtful saving and good advice, this...

How to start saving for retirement at 45
A photo of an article about TFSAs in an old MoneySense print magazine.

News

Top financial innovations of the last 25 years

MoneySense was born 25 years ago. This list of 25 financial innovations shows how much personal finance has changed...

Top financial innovations of the last 25 years

Ask a Planner

When are TFSAs and RRSPs actually taxable?

Here’s what investors should know about the tax payable on U.S. and Canadian stocks in an RRSP and TFSA.

When are TFSAs and RRSPs actually taxable?

TFSAs

TFSA vs RRSP: How to decide between the two

Consider these five factors before deciding whether to contribute to a registered retirement savings plan (RRSP) or a tax-free...

TFSA vs RRSP: How to decide between the two

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Man biking up a hill symbolizes safety and growth of GICs for Canadian retirees.

Retired Money

Are GICs a no-brainer for retirees?

GICs were embraced by many Canadian investors last year, whether conservative or not. With rates expected to fall again...

Are GICs a no-brainer for retirees?
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TFSAs

Using ETFs to get the most out of your TFSA contribution room

Using ETFs to get the most out of your TFSA contribution room
A retired couple look at a map while traveling across Europe

Ask a Planner

Should Canadians keep their investment accounts when retiring abroad?

For Canadians who plan to retire to other countries, here’s a primer on the tax implications of leaving accounts...

Should Canadians keep their investment accounts when retiring abroad?
How does a TFSA work?

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Two young women take a selfie at a restaurant

GICs

What is a cashable GIC?

What is a cashable GIC?

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