What’s the average monthly retirement income in Canada?
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How is passive income taxed in Canada?
Investment income is subject to tax in Canada, including in some tax-sheltered accounts. Find out more about how passive...
Borrowing money to invest
Should you open a margin account with your broker, or opt for an RRSP loan? Read about the potential...
Contribute to RRSP or pay off mortgage?
Does it make sense to put some extra cash into an RRSP or use it to help pay off...
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How to avoid probate fees in Canada
Avoiding probate fees in Canada involves implementing strategies such as using beneficiary designations, joint ownership, and establishing trusts to...
10 simple ways to save money
As life in Canada becomes more expensive, it’s important to have a savings strategy. Here are 10 steps you...
4 strategies for income splitting with a lower-income spouse
If one spouse does not work, is it beneficial for the other to invest and buy stocks in their...
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What do to with a spousal RRSP at age 71
Converting the account to a spousal RRIF is a common option, but be aware of the income attribution rules.