What is a cashable GIC?
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How to file your taxes when you own ETFs
Let’s look at the tax implications of holding ETFs in a tax-free savings account, and the tax differences between...
How to divide the assets of an estate between beneficiaries
Three siblings are beneficiaries of their parents’ estate, which includes several properties and investment accounts. How should they divide...
What’s the average monthly retirement income in Canada?
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How is passive income taxed in Canada?
Investment income is subject to tax in Canada, including in some tax-sheltered accounts. Find out more about how passive...
Borrowing money to invest
Should you open a margin account with your broker, or opt for an RRSP loan? Read about the potential...
Contribute to RRSP or pay off mortgage?
Does it make sense to put some extra cash into an RRSP or use it to help pay off...
How to avoid probate fees in Canada
Avoiding probate fees in Canada involves implementing strategies such as using beneficiary designations, joint ownership, and establishing trusts to...
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10 simple ways to save money
As life in Canada becomes more expensive, it’s important to have a savings strategy. Here are 10 steps you...