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Variable rates

A couple reviews their mortgage options over a cup of coffee

Mortgages

Fixed or variable mortgage rate: Which should you choose?

After nearly two years of interest rate increases, cuts may be on the horizon—here’s what that means for current...

Fixed or variable mortgage rate: Which should you choose?
A woman sits on the couch looking at her phone

Mortgages

How much is the average mortgage payment in Canada?

Mortgage interest rates have jumped sharply since the Bank of Canada started hiking the benchmark interest rate, but not...

How much is the average mortgage payment in Canada?
A series of red brick townhouses in Canada

Real Estate

What’s affecting Canada’s real estate and housing market?

Thinking about buying or selling a home in Canada? These seven factors will shape the housing market this year.

What’s affecting Canada’s real estate and housing market?
Rows of perfectly arranged Monopoly houses

Mortgages

5 surprises to avoid when switching mortgages before your term ends

Switching your mortgage can save you money—but be careful not to pick an offer that reduces that benefit by...

5 surprises to avoid when switching mortgages before your term ends

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A woman stresses over an important financial decision

Mortgage Terms

Now’s not the time to switch to a fixed-rate mortgage

As interest rates climb, variable mortgage rate holders may start to panic. Here’s why you should avoid the temptation...

Now’s not the time to switch to a fixed-rate mortgage

Ask MoneySense

First mortgage: Fixed or variable?

Your first mortgage is one of the most important financial decisions you'll ever make. Bruce Sellery recommends running the...

First mortgage: Fixed or variable?

February/March 2012

The ideal mortgage

If you’re in the market for a mortgage, you’re in luck: you’ve never had more choice. Here’s how to...

The ideal mortgage

Magazine Archive

Fixed vs. variable mortgages

Try our quiz to see which one is right for you.

Fixed vs. variable mortgages

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Columns

Insulate against interest rate shock

Rather than just shop for a great rate, I looked for a mortgage broker that understood or long-term goals....

Insulate against interest rate shock

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